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What does homeowners insurance cover?
Homeowners insurance helps protect your home, your stuff, and your peace of mind. Here’s what it includes:
Your Home
Covers damage to the structure of your home from things like fire, storms, or falling trees.
Your Stuff (Personal Property)
Pays to repair or replace personal items like furniture, clothes, electronics, etc., if they’re stolen or damaged.
Liability Protection
If someone gets hurt on your property, this helps cover medical bills and legal costs.
Loss of Use
If your home becomes unlivable (from fire, flood, etc.), it helps pay for temporary housing, meals, and more.
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